Most major travel credit cards offer travel delay protection and reimbursement. For a full breakdown of this benefit and how it works click here. In a nutshell, if you’re delayed by a certain number of hours, and you booked your travel on a valid card, you may be eligible for reimbursement for things like; lodging, food, ground transportation, toiletries, and more. In order to be reimbursed however you must submit a claim. This resource page lays out the information for how and where to file a claim based on the card you used.

Chase

Credit Card Minimum Length of Delay (Hours) Maximum Value File a Claim (Phone) File a Claim (Online)
Sapphire Reserve 6 $500 1-888-675-1461 eclaimsline.com
Ritz-Carlton Rewards Credit Card 6 $500 1-888-880-4809 N/A
Sapphire Preferred 12 $500 1-888-320-9961 eclaimsline.com
Hyatt Credit Card 12 $500 1-888-579-3821 N/A
Ink Plus Business Card 12 $500 1-888-320-9956 N/A
Marriott Rewards Premier Credit Card 12 $500 N/A Marriott Card Member Benefits
United MileagePlus Club Card 12 $500 1-888-880-5844 N/A
United MileagePlus Explorer Card 12 $500 1-888-880-5844 N/A

Citi

Credit Card Minimum Length of Delay (Hours) Maximum Value File a Claim (Phone) File a Claim (Online)
Prestige Card 3 $500 1-866-506-5222 Citi.com/Prestige
AAdvantage Executive World Elite MasterCard 3 $500 1-866-918-4670 CardBenefits.Citi.Com
Thank You Premier Card 12 $500 1-866-918-4670 CardBenefits.Citi.Com
AAdvantage Platinum Select World Elite MasterCard 12 $500 1-866-918-4670 CardBenefits.Citi.Com