Most major travel credit cards offer travel delay protection and reimbursement. For a full breakdown of this benefit and how it works click here. In a nutshell, if you’re delayed by a certain number of hours, and you booked your travel on a valid card, you may be eligible for reimbursement for things like; lodging, food, ground transportation, toiletries, and more. In order to be reimbursed however you must submit a claim. This resource page lays out the information for how and where to file a claim based on the card you used.

Chase

 Minimum Delay (Hours)Maximum ValueFile a Claim (Phone)File a Claim (Online)
Sapphire Reserve6$5001-888-675-1461eclaimsline.com
Ritz-Carlton Rewards Credit Card6$5001-888-880-4809N/A
Sapphire Preferred12$5001-888-320-9961eclaimsline.com
Hyatt Credit Card12$5001-888-579-3821N/A
Ink Plus Business Card12$5001-888-320-9956N/A
Marriott Rewards Premier Credit Card12$500N/AMarriott Card Member Benefits
United MileagePlus Club Card12$5001-888-880-5844N/A
United MileagePlus Explorer12$5001-888-880-5844N/A

Citi

 Minimum Delay (Hours)Maximum ValueFile a Claim (Phone)File a Claim (Online)
Prestige3$5001-866-506-5222Citi Prestige Benefits
AAdvantage Executive3$5001-866-918-4670Citi Prestige Benefits
Thank You Premier12$5001-866-918-4670Citi Prestige Benefits
AAdvantage Platinum Select12$5001-866-918-4670Citi Prestige Benefits