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    8 Ways to Start Building Credit

    Having a great credit score is an integral part to securing the top of the line credit cards that we often feature on We realize that not everyone has the best credit, but fear not, we’re here to help! In todays post we’re going to look at 8 ways to build and/or rebuild your […] More

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    Handling Credit Score Swings

    One of the things that most credit card hobbyists take for granted is a good credit score. In all the talk of Sapphire Reserves and Amex Platinums, we can sometimes forget that not everyone is yet in a position to quality for these products. While we’ve talked at length about how a credit score is […] More

  • credit card balances

    How to Pay Off Multiple Credit Cards with Balances

    While we’ve touched on a lot of topics here at Pursuing Points, one constant has remained. We strongly advocate for only spending money on a credit card that you can be sure you’ll be able to pay off, in full, come payment due date time. We suggest this because this is the only way to […] More

  • credit card fees everywhere

    Avoid Paying Credit Card Interest by Learning How it Works

    Quick, you’ve got a gun to your head and the criminal is asking you to calculate the interest you’ll pay if you don’t pay off your entire balance before the payment due date. You’ve heard the term APR, you know that it means annual percentage rate, so thats a start. Lets assume for the sake […] More

  • reconsider credit card dog

    8 Tips for Navigating the Reconsideration Process

    If you apply for enough credit cards, chances are that at some point or another you’re going to be given a “pending” decision. Generally what this looks like is that after you’ve gone through all of the application steps, you’ll be greeted with a message that says something along the lines of “Thank you for […] More

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    The Biggest Credit Card Mistakes I’ve Made

    As with most things, when you venture into a new hobby you’re bound to make some beginners mistakes. Of course, its alright to make those mistakes so long as you’re able to learn from them. Or even better, learn, and then share your learnings with the readers of Anyway, in the course of my […] More

  • hard vs soft credit inquiry

    Difference between Soft and Hard Credit Inquiries

    In episode 2 of the Pursuing Points podcast my co-host Michael and I talked about¬†how being involved with the credit card points and miles “game” forces you to pay closer attention to your overall financial health. Signing up for, spending money on, and managing your array of credit cards forces you to keep your finger […] More

  • Credit: Facts vs. Myths

    6 Credit Score and Credit Card Myths Debunked

    Over the course of your life it is likely that you’ve received incorrect advice when it comes to both your credit score and credit cards in general. As much as Pursuing Point is about the pursuit of credit card points and miles for use on travel and other redemptions; its also about improving financial literacy […] More

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