Credit

The Biggest Credit Card Mistakes I’ve Made

As with most things, when you venture into a new hobby you're bound to make some beginners mistakes. Of course, its alright to make those mistakes so long as you're able to learn from them. Or even better, learn, and…
hard vs soft credit inquiry

Difference between Soft and Hard Credit Inquiries

In episode 2 of the Pursuing Points podcast my co-host Michael and I talked about how being involved with the credit card points and miles "game" forces you to pay closer attention to your overall financial health. Signing up for, spending…
Credit: Facts vs. Myths

6 Credit Score and Credit Card Myths Debunked

Over the course of your life it is likely that you've received incorrect advice when it comes to both your credit score and credit cards in general. As much as Pursuing Point is about the pursuit of credit card points…
credit card cancellation

Is Cancelling a Credit Card Bad?

Whenever I tell someone that i've recently canceled a credit card, or am planning to do so in the near future the response is almost always something along the lines of; "Thats bad, you should never cancel a credit card."…
how do credit card companies make money

How Do Credit Card Companies Make Money?

One day in the late 1960s, Caroll Spinney hailed a taxi in New York to take him to his puppeteering job. When he got into the cab, the driver said to him in a gruff voice, “Where to, Mac?” For…
poor credit score

5 Ways to Increase a Poor Credit Score

Having access to credit opens a lot of doors toward getting the things you want. While it is true that using credit cards irresponsibly can be disastrous for your finances, using credit responsibly can help you build a reputation (your…